People tend to focus less on under-floor insulation. Even big construction projects focus mostly on exterior walls, basements and attics. However, if the space under your floor is properly insulated, you can save a lot of money on heating and cooling. Believe it or not, your household can lose additional 15% to 20% of temperature without proper floor insulation. Overall, your electrical bill at the end of the month will be far greener. If you want to keep that money in your pocket, read on for the basics of under-floor insulation.
What does it do?
First of all, under-floor insulation prevents the loss of temperature in the room. During the winter, it will help retain the heat but it will not make the floor warmer. In order to achieve this, you need to pay extra few bucks and have under-floor heaters added to the insulation. It also reduces all the pesky drafts and reduces moisture in the household.
The best aspect of under-floor insulation is – it will prevent your pipes from freezing. Of course, it goes without saying this insulation works both ways, which means your AC unit will not be working overtime during the summer months. There is a lot of buzz around floor insulation right now due to the raised awareness of saving energy and green thinking.
How does it work?
We need to make one thing clear – this is not a job for laymen. If you are not a construction worker and you have never done anything even remotely similar, you should let the professionals do this. Even if you were successful in such tasks, your day job will almost certainly get in the way and you have to take into consideration the fact that your house will be “occupied” for a few days at least.
Electrical wiring, ductwork and drain lines should run below the insulation. However, if you live in a region where winters tend to be particularly harsh, you should probably get additional protection for your plumbing. In order to avoid air leaks, you should seal the area between the air-conditioned area and crawlspace.
Once the insulation process is started, there are no half measures – every inch of the floor should be covered to avoid insulation voids. Therefore, if there are some piping or other obstacles that need to be worked around, the best solution is to cut parts of the insulation to lay it around it. This part of the process can be especially complicated in the kitchen and bathroom due to all the plumbing installations that cannot be moved around.
How to finance it?
Finding money to finance under-floor insulation can be tricky. However, there are programs and arrangements you can use to make this work to your advantage. For example, there are home improvement financing options that are affordable, stress-free and, most importantly, simple.
The gist of it is that you do not have to give money upfront immediately and your payment period can be postponed for up to 17 months, based on the exact funding date. Since each project needs to be approved first, you need to research underwritten guidelines and see whether you match the requirements. This, of course, is not the only financing option, and most of the arrangements that have good conditions are trying to promote clean energy and green infrastructure.
Do not wait for winter to pass to insulate your floors. With a sound financial plan and clear goals on your mind, you can do all the necessary renovations and save a lot of money in the long run. However, this does not fall into a do-it-yourself category of home improvements and you need to hire professionals to complete the project. In these times of climate change, this is a useful perk-up for extreme weather conditions.